From medical to liability, get complete coverage based on your business needs — all in one place. Exclusively for SMEs.
Continental Speciality brings the complete protection with complete clarity.
Protect your people with compliant health cover for employees and their dependants in the UAE.
Protect business cars, vans and trucks under one practical policy designed to handle accidents, liability, theft and day-to-day fleet exposure.
A practical packaged policy covering office contents, fittings, equipment and day-to-day exposures.
Safeguard commercial premises, stock, machinery and fit-out against fire, water damage and more.
Meet employer obligations and protect your workforce against workplace injury and related claims.
Protect your business against losses arising from political violence, riots, civil commotion, terrorism and passive war exposures that can disrupt operations unexpectedly.
Reduce the financial impact of third-party injury, property damage and legal defence costs.
Add employee welfare protection with life and personal accident benefits for your team.
Essential cover for consultants and service businesses exposed to advice, design or omission claims.
Support your business through ransomware, data breach costs, system downtime and cyber liability.
Protect receivables and reduce the strain of buyer default, slow payment and bad debt exposure.
Cover goods moving by sea, air or land across the UAE and international trade routes.
Get the right insurance for your business in three simple steps.
Browse our comprehensive product range and choose the insurance lines that match your business requirements and risk exposure.
Complete our simple quote form with your business information. Our advisors will review your profile and begin sourcing competitive quotes.
Compare tailored quotes from top UAE insurers with expert guidance from our team to help you select the best value coverage.
We understand the unique challenges facing small and medium businesses in the UAE market and provide expert, accessible insurance solutions.
Products and pricing specifically designed for businesses with 1–250 employees in the UAE.
Receive competitive quotes from multiple insurers within one business day.
Access to 8+ top UAE insurance providers to ensure you get the best deal.
Dedicated insurance advisors guiding you from quote to claim settlement.
Numbers that speak for themselves
Join hundreds of UAE SMEs who trust CFS Group for their insurance needs.
Tailored insurance solutions across 11 product lines, designed for UAE businesses of all sizes.
Mandatory employee health cover in Dubai and across the UAE, helping SMEs provide access to treatment while staying aligned with local requirements.
A single fleet policy for company-owned vehicles, helping SMEs manage accidents, third-party liability, theft, fire and operational mobility risk.
A compact package for offices in areas such as Business Bay, Sheikh Zayed Road or Dubai Silicon Oasis, combining multiple everyday business covers into one policy.
Designed for shops, warehouses, factories and commercial units that need broad protection for buildings, stock, machinery and fit-out investments.
A core employer protection for businesses with drivers, technicians, warehouse staff, cleaners, fit-out teams and other operational employees.
Designed for SMEs that need protection against politically driven events, terrorism-related damage and broader geopolitical instability that can interrupt operations or damage assets.
For customer-facing businesses, contractors and trading companies exposed to third-party injury, property damage and legal defence costs.
An added layer of employee care for SMEs that want to strengthen benefits and support staff families after serious incidents.
Built for consultants, designers, engineers, technology firms and advisory businesses that can face claims from mistakes, delays or omissions.
Relevant for UAE SMEs using cloud systems, payment gateways, CRMs and customer databases that could be disrupted by cyber events.
Useful for suppliers, distributors and wholesalers extending payment terms to customers in the UAE and wider GCC region.
Ideal for importers, exporters, traders and e-commerce businesses moving goods through Jebel Ali, airports and regional transport routes.
Our advisors can design a bespoke package tailored to your unique business risks.
Real-world events are constantly impacting SMEs across the UAE. From geopolitical tensions to cyber disruption, shipping pressure and margin squeeze, we monitor the risks so your business can stay protected.
Iran-related strikes disrupted airports, ports, hotels and business activity across the Gulf, with spillover risk for travel, logistics, retail and service SMEs in the UAE.
S&P warned that Gulf banking systems could face large domestic deposit outflows in a severe stress scenario, raising concerns around liquidity, financing conditions and payment confidence for SMEs.
The latest UAE PMI showed softer output and new order growth, signalling a tougher trading environment for SMEs already managing demand uncertainty and supply-chain disruption.
UAE exporters remain growth-focused, but recent reporting points to evolving trade finance conditions, slower settlements and a bigger need for cash-flow discipline and credit protection.
Even where business activity stays positive, higher costs, inventory pressure and cautious hiring are forcing SMEs to protect margins more carefully in 2026.
The Strait of Hormuz disruption highlights how quickly regional transport chokepoints can affect imports, exports, fulfilment timing and business continuity for UAE-based SMEs.
We believe every small and medium business deserves access to the same quality insurance protection as large corporations — at a fair price.
Continental Speciality is a specialist division focused on helping UAE SMEs understand their risks and secure the right insurance protection. We focus exclusively on small and medium enterprises, understanding that this segment has been underserved by traditional insurance solutions.
With deep market knowledge and direct relationships with all major UAE insurers, we are able to source competitive, tailored coverage that genuinely protects what matters most to your business.
Our team of qualified insurance advisors speaks your language — we explain coverage clearly, compare options transparently, and stand by you through every claim.
Too many small businesses operate without adequate insurance — not because they don't care, but because the process has historically been complicated and opaque. We exist to change that by making it easy to understand, buy, and claim on the coverage your business truly needs.
Talk to our team and get tailored quotes within 24 hours.